Atlantic City Blackjack

Blackjack School

Atlantic City Blackjack is a very popular variant of the standard blackjack game. As the name suggests the game originated in the gambling Mecca of the American East Coast; Atlantic City and it is offered in many of Microgaming and Cryptologic casinos although some of the rules vary. This article is based on Microgaming rules.

Like most blackjack games the main objective of the game is to have a hand that beats the hand the dealer is holding. The best winning hand has a points total of 21 and players must attempt to reach this total or as close to it as possible without going over the point value of 21.

Atlantic City Blackjack Rules

The game is played with 8 decks of cards and surrender is allowed. The player places a bet and then the dealer deals the cards. The player gets two cards that are dealt face up and the dealer gets one face up card and one face down card (also known as the dealer’s hole card).

In a case where the dealer’s face up card is an ace, the player is given the option to take insurance against the dealer having a natural blackjack hand. The insurance bet needs to be half the original bet. Winning the blackjack insurance bet pays 2-to-1. In case the dealer's face up card is a 10-valued card then the dealer also checks if they got a blackjack but the blackjack insurance bet is not offered in this case.

After the dealer established they do not have a blackjack the game continues and it is the player’s turn to make a move. The player can double on any two cards dealt and doubling is also allowed after a split. No resplitting is allowed. Split aces are dealt only one card. A split ace that is dealt a 10-valued card is valued at 21 but does not count as a blackjack hand which means the player does not get an increase payout of 3-to-2.

Atlantic City Blackjack Dealer’s Rules

After the player stands it is the dealer’s turn to act. The dealer must hit on all hands totals valued at 16 or less. The dealer stands on all 17 (hard 17 and soft 17). When the dealer busts the player wins regardless of their hand value. If the dealer does not bust than the hands of the dealer and player are compared to check who is closer to total hand value of 21.

Atlantic City Blackjack Strategy Chart

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